Coverage Plans
Two programs. Six levels.
Each plan is backed by its administrator, who authorizes and pays covered repairs. Pick the level that matches your vehicle's age and mileage, and read the exclusions before you decide.
What would a breakdown cost you?
Three details about your vehicle. No name, no email, no phone number — we don't send this anywhere.
The arithmetic
What the expensive failures cost.
| Component | Without coverage | With US Auto Protect |
|---|---|---|
Engine | Up to $9,000+ | $100 deductible |
Transmission | Up to $6,500+ | $100 deductible |
Electrical | Up to $4,000+ | $100 deductible |
A/C system | Up to $3,500+ | $100 deductible |
Fuel system | Up to $3,500+ | $100 deductible |
National averages from CNET, Forbes, JD Power, KBB and Consumer Reports. $100 is the standard deductible — your service contract states your exact amount.
What a plan actually covers
Nine systems fail expensively. Drag the line across the car: on the left, what each one can cost to fix out of pocket — on the right, what a covered repair costs you: the $100 standard deductible.
- EngineInternally lubricated parts, cylinder block, headsup to $9,000+$100All plans
- Cooling systemRadiator, water pump, thermostatup to $2,000+$100All plans
- TransmissionAutomatic or manual, transfer caseup to $6,500+$100All plans
- Drive axleDifferential, axle shafts, CV jointsup to $3,500+$100All plans
- Fuel systemFuel pump, injectors, tankup to $3,500+$100All plans
- ElectricalAlternator, starter, wiring harnessup to $4,000+$100All plans
- Air conditioningCompressor, condenser, evaporatorup to $3,500+$100All plans
- Steering & suspensionRack, pump, control arms, strutsup to $2,500+$100Comprehensive
- BrakesMaster cylinder, calipers, ABS componentsup to $2,000+$100Comprehensive
Not covered — on any plan
- Brake pads, shoes and rotors
- Wiper blades, bulbs and filters
- Tires and cosmetic damage
- Rust, corrosion and paint
- Damage from missed maintenance
- Anything already broken before coverage started
A simplified overview, not a contract. Repair figures are worst-case national estimates from the sources cited above; the $100 standard deductible applies per covered repair and your service contract states your exact amount. Steering, suspension and brakes require the Comprehensive tier. Coverage varies by plan, vehicle and state — only components specifically listed in your contract are covered, and we'll walk you through the exclusions before you buy.
USAP Choice
Two levels. Add-ons if you want them.
- Engine
- Transmission
- Transfer Case
- Drive Axle
- Fuel System
- Electrical
- Air Conditioning
- Cooling System
- Turbo / Supercharger
- Seals & Gaskets
- Steering & Suspension
- Brakes
- High-Tech Electronics
- AC & Heating Systems
- Additional Seals & Gaskets
USAP Drive
Four tiers, up to a fully exclusionary contract.
- Engine
- Transmission
- Seals & Gaskets
- Drive Axle
- Differential & Transfer Case
- Turbo / Supercharger
- Air Conditioning
- Electrical
- Steering & Suspension
- Cooling System
- Fuel System
- Additional Seals & Gaskets
- All systems covered
- Short, named exclusion list
Which level fits your vehicle?
Year, make, model and mileage. We will tell you what it qualifies for.
This page is not a contract. Coverage, limitations and exclusions are set out in your service contract; components with a limited service life such as bulbs, filters and brake pads are excluded, as are inadequate maintenance and corrosion. Before starting any teardown or repairs, call Claims at 1-877-252-8036 for authorization.