Protecting drivers from repair bills they didn't see coming
US Auto Protect sells vehicle service contracts — coverage that pays for mechanical repairs after a factory warranty runs out. We have been doing it for more than fifteen years, and we are rated A+ by the Better Business Bureau.
The reason this business exists is simple arithmetic. A transmission can run past $6,500 and an engine past $9,000, and the average repair has climbed about 20% in the last year alone. Most households do not have that sitting in an account waiting. A service contract turns a repair you cannot plan for into a cost you can.
How we work
Repair anywhere
Take your vehicle to any licensed repair facility in the country, including your own dealership. We pay the shop directly for the covered amount — you handle your deductible and nothing else.
Coverage that fits the car
A twelve-year-old commuter and a three-year-old truck do not need the same contract. We sell several coverage levels rather than one product, so you are not paying for protection your vehicle will never use.
A person, not a portal
Quotes, claims questions and contract changes are handled by someone on the phone who can actually answer them. If something is not covered, we would rather tell you before you buy than after you file.
What to expect when you call
Tell us the year, make, model and mileage. We will tell you which coverage levels your vehicle qualifies for and what each one costs — and if your factory warranty still has real time left on it, we will tell you that too.
Ask for a sample contract before you decide. The exclusion section is the part worth reading, and any provider who is reluctant to show it to you is telling you something.
Find out what your vehicle qualifies for
Takes about a minute. No obligation.
A vehicle service contract is not an insurance policy. Coverage, exclusions and terms vary by plan and by state and are set out in your service contract. Repair cost figures are national averages, not quotes. Before starting any teardown or repairs, please call Claims at 1-877-252-8036 for authorization & instructions.